We don’t only work to remove the negative, inaccurate information from your credit report. We also give you the information you need to increase your credit score.
You can expect to see results in as little as 30 days, with it taking up to 90 days in some cases.
You will need to pay a credit analysis fee of $149 in the beginning. During this process, we will give you a detailed report that explains what is lowering your credit score and what can be done to increase the score. If you decide you like the direction outlined, the fee is $99 per month. You are not obligated to sign up and you can cancel your service at any time. You are not charged a fee until work is performed.
Once you complete the sign-up process, we will begin working on your credit report to remove any inaccurate information. The program also provides you with the information you need to keep working on raising your credit score.
Most people find a period of at least three months is necessary while some stay in for up to six months to effectively increase their score.
There are a few different ways we can do this. You can sign up for something like Privacyguard.com, which is a service that gives you access to all of your credit reports. You give the login information to us and we take it from there. Another option is for you to mail us hard copies of your report. You can also upload them to an online portal and send them to us that way.
Yes, it allows you and us to see what all three of the major bureaus have reported in a single report.
We can challenge as many as you want at a single time, the choice is yours.
Anybody who lives in the same household can get the family plan. You do not have to be married.
Your personal information will not be shared with anybody. The only time information is shared would be with an affiliate partner who is a part of the dispute process.
By increasing your credit score with the removal of inaccurate information, you will have a better chance of being approved for a home loan.
Yes, when necessary we will dispute inaccurate information with collectors and creditors.
Sure, call (874) 436 9223 or fill out a form on the website and we will get back to you.
Yes! Call (874) 436 9223 or fill out the form on the website and someone will be in contact with you within 24 hours.
Little did I know that an invitation to co-author a book about my life experiences along with 10 other successful black women, would set me on a path to fulfilling a once adamant goal as a young girl of becoming a teacher.
As I sat down and began writing my contribution to the book, I was thrusted into a realization about the lack of both the education and attention given to kids of my generation when it came to financial literacy teaching, at home and in schools. This missing piece of my education could have very well changed the financial trajectory of not only my life but the life of many others.
I was a young girl growing up in Oakland, CA, where the topic of money, having credit or saving was never discussed or taught in my home, let alone in our school’s curriculum. I can recall, that whenever anyone would ask me the question, “what do you want to be when you grow up?”, I would always respond, “I want be a teacher”. I was steadfast in this longing for many years until one day I discovered, later in my teens that a teacher’s salary would likely not bring the wealth that I had dreamt of one day attaining. As I grew into young adulthood, I allowed my career path the freedom to take flight and carry me in directions unknown always with my entrepreneurial spirit intact. Fast forward to today, I have opened (and closed) many successful businesses from an attorney support service, an online women’s golf apparel store, credit repair consultancy and my current real estate brokerage, eAgent Pro Realty.
Today, as a Certified Financial Education Instructor (CFEI) and Founder of When I Grow Up CA Inc. I now arrive at my season to teach and make it my heart work to impact as many lives as I can by bringing a holistic approach to teaching and promoting financial education. We are rooted in the premise that learning should not only provide direct education on specific topics, but it must also prepare our students to meet real-life challenges that lie ahead of them.
When I Grow Up CA is dedicated to both my lost childhood, lost in that it lacked the most basic knowledge surrounding money matters and a skill set that perhaps would have allowed me to become financially sound so much earlier in my live. It is also dedicated to children growing up in those areas that suffer from clear and present disparities where the topic of financial literacy is taken for granted.
The positive impact and power of Financial Literacy is undeniable and the sooner this is brought to light, the better off we will all be because without it, decisions and the actions taken, or not taken lack a solid foundation for success.
